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Protection guide · In development
Agricultural Insurance
Cover for crops, livestock and farm equipment.
What it generally protects
- Crops against drought, flood, pests and disease, where the policy includes them
- Livestock against death from disease, accident or fire
- Farm equipment, stores and produce in storage
This is general information. Exact cover depends on the specific policy wording of the insurer providing it.
Who may need it
- Smallholder and commercial farmers
- Farming cooperatives and aggregators
- Agro-dealers and processors relying on steady supply
Why it matters
Farming is exposed to weather and disease more than almost any other work. A bad season should not erase the investment of a good one.
What to understand before purchasing
- Seasonal timing and when cover must begin
- How yields or livestock are valued for a claim
- Which perils are covered and which are excluded
- The farm records you will need to support a claim