All protection
Protection guide · In development
Income Protection
Keep earning when life interrupts work.
What it generally protects
- A regular replacement for part of your income if you cannot work due to illness or injury
- Continuity for household commitments while you recover
This is general information. Exact cover depends on the specific policy wording of the insurer providing it.
Who may need it
- Salaried workers whose household depends on their pay
- Self-employed people, traders and artisans without sick pay
- Anyone whose income stops the moment they stop working
Why it matters
Most households depend on a steady income. When illness or injury interrupts it, bills do not pause — income protection bridges that gap.
What to understand before purchasing
- The waiting period before payments begin
- What proportion of your income can be covered
- How the policy defines being unable to work
- How long payments continue