Family Protection

What it generally protects

• A lump sum paid to your dependents if the family's main earner dies
• Support if the main earner suffers a permanent disability, where included
• Continuity for education, housing and everyday living costs

This is general information. Exact cover depends on the specific policy wording of the insurer providing it.

Who may need it

• Parents and guardians with dependents
• Families with a single main earner
• Anyone whose household relies on their income

Why it matters

When a family loses its main earner, everything changes at once. Family protection means the people you support still have a financial foundation to stand on.

What to understand before purchasing

• Who counts as a dependent under the policy
• What the payout can and cannot be used for
• The health and age questions an application will ask
• That this is protection, not a savings or investment product